Vintage

Okay, so a question that a lot of our readers ask is "Where did we learn everything that we know?"  While it's obviously difficult to pinpoint one particular thing responsible - it's come from a massive variety of experiences over the years - what does come to the fore when thinking of the answer is how we're always open to learning more.  If there's a topic or subject we want to know more about, we find a good book, course, or mentor that breaks it down for us, and get stuck into it.  Always learning, always growing...

Finance tip: Utilities

Keeping warm as energy-efficiently as possible. With it being the coldest part of the year here in the southern hemisphere, one is constantly reminded of the many appliances that people use to warm their homes and offices. The primary way that people warm a room or space is the use of heaters. Being appliances that generates heat, heaters are some of the biggest energy-guzzlers that you will have, so using them efficiently will have a substantial effect on your pocket.

Every now and again, we post a question on the site that's come from one of our readers.  This week, it's from a group of people who are looking to club together as an investment group, with the intention of investing in property.  They sent through a full business plan, so I've paraphrased and summarised their approach, and included my full reply:

Having gone to the Masters of Rock concert at GrandWest Casino last Tuesday night – featuring Wishbone Ash, Uriah Heep, and Deep Purple (all big in the 60’s and 70’s) – I couldn’t help but be reminded of a few pertinent business lessons:

1. Target baby-boomers if you can. If you haven’t heard the phrase before, a ‘baby boomer’ is used to define the group of people born between 1946 and 1964. Having been born in the post-WWII period, they represent an above-average burst of population growth, and thus form an outsized ‘bubble’ of consumers.